Working Capital Business Loans Line of Credit Who We Are πŸ“ž (800) 358-0007 Apply Now
Trusted by 10,000+ businesses nationwide

Business funding, built around your growth.

Working capital, business loans, and lines of credit up to $10 million β€” decisions in hours, funding as soon as the same day.

  • βœ“Approvals in as little as 24 hours
  • βœ“No collateral options available
  • βœ“All credit profiles welcome
Powered by industry-leading partners
Docusign Plaid Orum OnDeck Kapitus
$500M+
Funded to Date
10,000+
Businesses Served
24hrs
Average Approval Time
98%
Client Satisfaction
Funding Calculator

See how much your business could qualify for.

Drag the slider to your average monthly revenue β€” get an instant estimate, with no obligation and no impact on your credit.

Your average monthly revenue
$50,000
$10K$250K$500K$1M+
Estimated funding available
$40,000 – $75,000
Estimate based on typical offers. Your actual offer may vary.
Get My Real Offer
Funding Solutions

Three ways to fund your next move.

Every business grows differently. Pick the structure that fits how you operate β€” or let a specialist match you.

Traditional

Business Loans

Up to $10,000,000

Fixed terms and competitive rates with far less paperwork than a bank β€” weekly or monthly payments.

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Flexible

Business Line of Credit

Up to $10,000,000

A revolving line you draw from when you need it. Only pay for what you use.

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Simple Process

From application to funding in 4 easy steps.

No long forms. No waiting weeks. Just 4 months of bank statements β€” that’s it.

1

Apply Online

Complete our simple application and upload 4 months of recent bank statements.

5 minutes
2

Instant Analysis

Our system processes your information and qualifies your business for the best options.

Within hours
3

Review Offers

A funding specialist walks you through your offers and terms.

Same day
4

Get Funded

Sign your agreement and receive funds via wire or ACH.

As soon as 24 hrs
Every Stage

From first location to household name.

We fund businesses at every stage of growth β€” the structure just changes with you.

$10K – $50K monthly revenue

Early Stage

First injections of working capital to stock up, hire, and take on bigger jobs.

$50K – $200K monthly revenue

Growing

Larger approvals and better terms as your revenue history builds β€” expand locations and equipment.

$200K+ monthly revenue

Established

Seven-figure facilities, lines of credit, and structured terms for serious expansion.

Industries We Fund

Built for main-street businesses.

🍽️ Restaurants πŸ—οΈ Construction 🚚 Transportation βš•οΈ Medical πŸ›’ Retail πŸ”§ Auto & Repair 🏭 Manufacturing πŸ’Ό Professional Services 🧹 Cleaning & Janitorial 🏨 Hospitality
Why Gemini

When banks say no, we say yes.

Banks reject nearly 90% of small business loan applications. We approve over 90% β€” with technology-driven decisions and real human service.

  • βœ“High approval rates β€” over 90% of applications approved
  • βœ“Same-day decisions powered by proprietary technology
  • βœ“Fast funding β€” receive funds as soon as the same day
  • βœ“No collateral required β€” your assets stay protected
  • βœ“Dedicated funding specialists, no hidden fees
  • βœ“Transparent terms β€” the offer you see is the offer you get
β˜…β˜…β˜…β˜…β˜…
β€œThe process with Gemini was very simple and transparent. By the next day we had the capital we needed to expand our product line.”
CM
Carlos M.
Owner/Operator, Textiles Industry
Questions & Answers

Frequently asked questions.

Most businesses receive an approval decision within hours and funding via wire or ACH the same or next business day after signing.

Just our simple application and 4 months of recent business bank statements. No lengthy paperwork, no business plan required.

No. Getting your funding options does not impact your credit score, and our working capital solutions are not based on your credit score.

You receive a lump sum of capital in exchange for a percentage of your future sales. Repayment flexes with your cash flow β€” when sales slow down, your payments shrink accordingly.

Businesses operating for a minimum period with consistent revenue. We work with restaurants, retail, medical, construction, transportation, and many more industries.

None. Get your options, review your terms with a specialist, and decide what is right for your business. No pressure, no obligation.

Ready to get started?

Answer three quick questions and get approved in as little as 24 hours.

Apply Now πŸ“ž