Access to capital, whenever you need it.

We can secure a line of credit for your business to fund your growth at your pace. A line of credit acts as ready cash in times of need.


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Start Up Business Line of Credit Application

A better way to fund

Best used for managing accounts receivables, leveraging new business opportunities and unexpected expenses.

Clear competitive pricing

Upfront pricing on all draws in a simple, transparent dashboard. Always know what you owe.

Only pay for what you use

Draw as little or as much as you need from your approved credit and only pay interest on what you draw.

Save it for a rainy day

Ensure that you have the capital your business needs for a rainy day. You only pay for it if you use it.

Why Companies Choose Gemini

$10,000 – $10 million

Revolving Credit From

1 – 5 years

Available Terms

24 hours

Access Capital Quickly

How Does Our Process Work?

Gemini makes it super quick and simple for you to apply for a business cash advance. Our process does not require extensive and stressful paperwork and long processing duration. Here is how it works in four simple steps.

1. Apply Online

Fill out our one-page application and send us 4 months of your most recent bank statements.

2. Underwriting

Our software will score your business and determine your funding options.

3. Review Offers

One of our Funding Specialists will review the terms with you over the phone if you're approved.

Funded

After contracts are signed and stipulations reviewed, funds will be sent to your account.

Don’t waste any time. Apply now!
Learn how to get funded fast!

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Get a Line of Credit to Supercharge Your Business

Access to working capital is essential for businesses looking to expand, manage cash flow, or cover unexpected expenses. Whether you need funds for payroll, purchasing inventory, or investing in growth, a Business Line of Credit provides the flexibility and speed that traditional loans often lack. Unlike banks that reject nearly 90% of small business loan applications, Gemini Business Funding offers a fast and accessible alternative, with higher approval rates and quicker funding times.


With our streamlined application process, most businesses receive approval in hours, not weeks, ensuring that you have the capital you need—exactly when you need it. Our flexible credit lines allow you to withdraw only what you need, and you only pay interest on the amount used. No long waits. No unnecessary paperwork. Just fast, reliable funding to help your business thrive.

What is a Business Line of Credit?

A Business Line of Credit is a flexible financing option that allows business owners to access funds on demand, similar to a credit card. Instead of receiving a lump sum like a traditional loan, you can withdraw only the amount you need, when you need it, up to a predetermined credit limit. This ensures that you have continuous access to capital for operational expenses, inventory purchases, payroll, or unexpected costs—without paying interest on unused funds.


Unlike traditional loans that come with fixed monthly payments, a business line of credit allows for revolving access to capital—meaning once you repay the borrowed amount, those funds become available again. With fast approvals, flexible repayment terms, and minimal paperwork, a business line of credit is an ideal solution for small and medium-sized businesses looking to manage cash flow efficiently and seize new opportunities without long waiting times.

Why Work with Gemini for a Line of Credit?

At Gemini Business Funding, we understand that every business has unique financial needs, which is why we offer customized line of credit solutions that are designed to provide fast and easy access to capital. Unlike traditional banks that have strict approval requirements and long processing times, Gemini ensures a streamlined application process, often providing approvals within hours instead of weeks.


We offer higher approval rates than traditional lenders, making it easier for businesses with varying credit histories to qualify. Our process is designed to be hassle-free, with minimal paperwork and no collateral requirements, so you can focus on growing your business instead of dealing with red tape. With competitive rates, flexible repayment options, and a dedicated funding specialist guiding you through the process, Gemini is the trusted choice for businesses looking for a reliable and efficient line of credit solution.

Key Features of Our Business Line of Credit:

  • Access a revolving line of credit ranging from $10,000 to $10 million – withdraw what you need, when you need it.
  • Flexible repayment terms – only pay interest on the amount you use.
  • Fast funding – access funds in your account within 24-48 hours.
  • No collateral required – unsecured credit lines mean no personal assets at risk.
  • Use funds for any business expense – payroll, inventory, marketing, expansion, or unexpected costs.
  • Withdraw and repay on your terms – once repaid, funds become available again.
  • No prepayment penalties – repay early without extra fees.
  • Simple application process – minimal paperwork and quick approvals.

See What Our Customers Say...

"We landed a contract with Walmart and were scrambling for the financing we needed to buy inventory. Half a dozen banks said no before we called the team at L3."

"They understood the need to expedite the process and worked with our team to make sure everything got done. These guys just get us and what we do.""

Lonnie
El Paso, TX

Talk To Our Funding Specialists

Easy application process. Get funding options fast with no obligation.
Let us get to work for you.

Apply Now Call us at (800) 358-0007