Business Cash Advance & Loan Applications

Capitalize on opportunities with a merchant cash advance - minimal paperwork and no collateral required.


Apply Now

Business Cash Advance & Loan Applications

Funds available within hours

Merchant Cash Advance funds quickly with minimal paperwork. Once contracts are signed, funds are wired within hours.

Freedom of unsecured funding

Get funded based on future sales without strict credit requirements or collateral. And there's no prepayment penalty. Ever.

Credit isn't perfect? No problem.

We understand your credit doesn't reflect the health of your business. We review banking statements to get the full picture.

Fixed cost of capital

We keep things simple for better budgeting and cash flow management. No variable APR or interest rate. Just a fixed cost of capital.

Why Companies Choose Gemini

$10,000 – $5 million

Funding Amounts From

6 – 18 months

Available Terms

Same Day Deposit

Access Capital Quickly

How Does Our Process Work?

Gemini makes it super quick and simple for you to apply for a business cash advance. Our process does not require extensive and stressful paperwork and long processing duration. Here is how it works in four simple steps.

1. Apply Online

Fill out our one-page application and send us 4 months of your most recent bank statements.

2. Underwriting

Our software will score your business and determine your funding options.

3. Review Offers

One of our Funding Specialists will review the terms with you over the phone if you're approved.

Funded

After contracts are signed and stipulations reviewed, funds will be sent to your account.

Don’t waste any time. Apply now!
Learn how to get funded fast!

Apply Now

Get a Business Cash Advance to Expand Your Business without All the Extra Paperwork

Are you having trouble finding the working capital you need to grow your business? Whether you need a business cash advance to cover payroll, expand your business or just to buy equipment- where do you go for MCA funding when the bank declines your loan request? Banks decline almost 90% of business loans applications – atGemini, we approve an alternative – we approve almost 90% of business applications for funding. In 2019, alternative finance offers better products and fast service for small business loans and merchant cash advances.

What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is a flexible funding solution designed for businesses that need fast access to capital. Unlike traditional loans, an MCA provides an upfront sum of cash in exchange for a percentage of future credit card sales or revenue. This means repayment adjusts with your business’s cash flow—when sales are high, you pay more; when sales slow down, payments decrease accordingly


Whether you're expanding, purchasing inventory, or covering short-term operational costs, an MCA offers a hassle-free alternative to conventional business loans, without requiring perfect credit or extensive paperwork.

Why choose Gemini over other Merchant Cash Advance Lenders?

At Gemini Business Funding, we understand that every business is unique, and one-size-fits-all funding solutions don’t always work. That’s why we stand out:


  • High Approval Rates – We approve 90% of applications, helping businesses get the funding they need, even when banks say no.

  • Same-Day Decisions – Our proprietary underwriting technology ensures fast approval, often within minutes.

  • Funding in Hours – Receive funds as soon as the same day, so you can focus on growing your business.

  • No Collateral Required – Your assets remain protected, and funding is based on revenue—not personal credit.

  • Flexible Repayment – Repay as you earn, with no fixed monthly payments.


We prioritize people over algorithms—once you’re approved, a dedicated funding specialist will walk you through your best options

Other highlighting features of our business cash advance include:

  • Get a merchant cash advance starting from $10,000 up to $10 million in funding
  • Terms range from 3-18 months. Rates vary depending on numerous factors.
  • Funds available in your bank account within just hours
  • Merchant cash funds deposited into your bank account directly
  • No credit requirements, collateral required or a pre-payment penalty
  • Handle payroll, expansion or pay for inventory with a merchant cash advance for business
  • Pay only fixed cost without a variable interest rate or an APR
  • You receive funds on your terms
  • Automated cash payment
  • The entire process can be done remotely. No need to visit our office or the bank. Just email everything over or give us a ring!

Don’t waste any time. Apply now!
Learn how to get funded fast!

Apply Now

See What Our Customers Say...

"Our oven stopped working right before our busy tourist season and our bank denied our loan request. Gemini was able to get us the cash we needed in a couple of days and we were back in business in time to handle the rush of customers."

"L3 has been an awesome partner and they really provide peace of mind."

Alex
Myrtle Beach, SC

Talk To Our Funding Specialists

Easy application process. Get funding options fast with no obligation.
Let us get to work for you.

Apply Now Call us at (800) 358-0007